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The Long‑Term Future of Your Defined Benefit Pension Scheme
The Long‑Term Future of Your Defined Benefit Pension Scheme A defined benefit pension scheme is one of the most enduring commitments an organisation makes. As funding levels improve and investment risk reduces, the focus naturally shifts from short‑term management to a more strategic question: how do we secure members’ benefits properly, while bringing greater certainty…
Read MoreUnio Health View | Episode 1
Unio Health View | Episode 1 Is your health and wellbeing benefit spend delivering real value, or simply becoming a growing cost? Brian McKiernan, Head of Business Development, and Lisa Kendrick APA, Health Insurance Consultant, share practical insights in our latest Unio Health View Webinar Series, helping employers navigate health insurance market shifts and rising…
Read MoreRise of the Machines
Rise of the Machines This month’s Unio GMC Outlook explores the technologies shaping global markets in 2026, from AI-driven valuation models to quantum computing, robotics, new energy solutions and defence innovation. Overall, it points to a “rise of the machines”, with many of the best-performing smaller stocks concentrated in frontier technology segments. A 3-minute read.…
Read MoreOne Pot or Not? Think Before You Merge Your Pensions.
One Pot or Not? Think Before You Merge Your Pensions. A common question we get from clients is whether they should combine pensions from previous employment with their current occupational pension. A perfectly valid question as combining your pensions into one scheme for the sake of simplicity, administrative ease and less paperwork can be a…
Read MoreFinance Bill Update: Auto-Enrolment and SFT
Finance Bill Update: Auto-Enrolment and SFT The Minister for Finance, Jack Chambers TD, has published Finance Bill 2024, following approval by Government. The Finance Bill 2024 implements the taxation changes announced on Budget Day as well as introducing some necessary administrative and technical changes. We have reviewed Finance Bill 2024 and broken down the key…
Read MoreAuto Enrolment Date Confirmed
The Government’s new auto-enrolment pension scheme will begin on 30 September 2025.
Read MoreAre you maximising your pension contributions?
Are you maximising your pension contributions? Tax relief is available on personal contributions made to pension plans, making them an incredibly efficient way of reducing your taxable income. The amount of net relevant earnings/remuneration on which tax relief can be claimed is €115,000. The maximum contribution rate (including both AVCs (Additional Voluntary Contributions) and ordinary…
Read MoreThe Weekly View, 9th September 2024
The Weekly View, 9th September 2024 Hello and welcome to the Unio Weekly View for the week beginning 9th September, our summary of markets and macro news. In Summary The market’s focus this week will be on Europe, as the ECB will make an interest rate call on the 12th. Earlier this summer…
Read MoreThe Weekly View, 2nd September 2024
The Weekly View, 2nd September 2024 Hello and welcome to the Unio Weekly View for the week beginning 02 September, our summary of markets and macro news. In Summary Last week’s market movement was heavily influenced by the quarterly report of Nvidia, which grew revenue 122% QoQ but still missed some extremely high expectations set…
Read MoreThe Weekly View 26th August, 2024
The Weekly View 26th August, 2024 Welcome to the Unio Weekly View for the week beginning 26th August, our summary of markets and macro news. Watch our investment brief for the week ahead: This week is dominated by inflation data which includes releases from Australia, Germany, and the Eurozone on the 28th, 29th and…
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