Terms & Conditions
IMPORTANT LEGAL NOTICE
Please read this information carefully. Access to this website can only be obtained by your agreement to abide by the Terms and Conditions set out below. Acceptance of these Terms and Conditions is taken as confirmation that you have understood and agreed to be bound by them. By proceeding further you will be deemed to have accepted them. The information published on this website is provided as a convenience to visitors and should be used for information purposes only. It is subject to change without notice.
This website is established by Unio Financial Services Limited in the Republic of Ireland. Any use of it shall at all times be governed by the law of the Republic of Ireland and, in the event of any dispute, all relevant parties shall irrevocably submit to the exclusive jurisdiction of the courts of the Republic of Ireland.
The pages of this website are prepared and issued in the Republic of Ireland and are intended for the information of Republic of Ireland residents only. The information contained on the this website does not constitute an offer or solicitation to sell any of the products referred to on this website, by anyone in any jurisdiction in which such an offer, solicitation or distribution would be unlawful or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation. The services and products on this website are only available to residents of the Republic of Ireland and ordinarily resident in the Republic of Ireland for tax purposes.
ACCURACY OF INFORMATION
Unio Financial Services Limited uses all reasonable skill and care in compiling the information shown on this website. However, errors or omissions in the information may occur because of a number of factors which are inherent in any Internet access system and are not within Unio Financial Services Limited reasonable control, for example (without limitation), unauthorised access to this service, or the effects of machine, software or operator error or malfunction in connection with data transmission. Unio Financial Services Limited does not accept any responsibility and will not be liable for any such errors or omissions. Information is updated regularly. However, certain inaccuracies may occur and, Unio Financial Services Limited advises you to confirm the accuracy of any information with Unio Financial Services Limited before seeking to rely on such information. Unio Financial Services Limited will use reasonable effort to ensure the accuracy and completeness of all such information. Accordingly you agree not to hold Unio Financial Services Limited responsible for any inaccuracies or omissions.
AVAILABILITY OF WEBSITE
The website may be temporarily unavailable or restricted for administrative or other reasons and Unio Financial Services Limited does not accept any responsibility and will not be liable for any loss or damage arising out of or in connection with loss of use of the website. In particular, access to the website may also be prevented by certain factors outside the reasonable control of Unio Financial Services Limited (a 'Service Disruption Event') including, without limitation, the in-operation, inefficiency or unsuitability of the hardware or software used to access the website and the unavailability, in-operation or interruption of Internet or other telecommunication services. Unio Financial Services Limited does not accept any responsibility and will not be liable for any loss or damage arising out of or in connection with such a Service Disruption Event.
Unio Financial Services Limited accepts no responsibility for information contained in any other sites which can be accessed by hypertext link from these pages or for these websites not being available at all times. Unio Financial Services Limited is not responsible for anything mentioned on or linked to this website by any third party over which we have no control. Where a link to a non-Unio Financial Services Limited website exists, which has not been authorised by Unio Financial Services Limited, Unio Financial Services Limited will not be responsible or liable in any way for the content of such linked website including any products, services or other items offered through that website. The inclusion of hyperlinks to websites does not imply any endorsement by use of the material on such websites.
USE OF THE WEBSITE
The customer undertakes to indemnify Unio Financial Services Limited in respect of any loss or damages which may arise as a consequence of the customer's non-compliance with these conditions. Unio Financial Services Limited shall not be, in any circumstances, liable to the customer for any special, indirect loss or any loss of data or loss of profit suffered or incurred by the customer.
USE OF THE UNIO FINANCIAL SERVICES LIMITED ONLINE SERVICE
The Unio Financial Services Limited Online Service can be accessed through the Unio Financial Services Limited website or through an application on a hand held device. An individual who accesses the Online Service through the Unio Financial Services Limited Website or through an application on a hand held device (hereinafter called "the User") undertakes to comply strictly with the conditions and the operating instructions set out in the Unio Financial Services Limited Online Service (which are designed to minimise the risk of unauthorised use of the Unio Financial Services Limited Online Service ) and to indemnify Unio Financial Services Limited in respect of any loss or damages which may arise as a consequence of the User's non-compliance with the conditions and the operating instructions set out in the Unio Financial Services Limited Online Service. Unio Financial Services Limited shall not be, in any circumstances, liable to the User of the Online Service for any special, indirect loss or any loss of data or loss of profit suffered or incurred by the User of the Online Service.
OBLIGATION OF THE CUSTOMER
The customer shall provide and maintain, at the customers own expense, any device needed to access this website and shall ensure that such equipment satisfies all technical and other requirements specified by Unio Financial Services Limited. The customer is responsible for disconnecting and clearing any information from any device used to access the Unio Financial Services Limited website before leaving such devices unattended. All costs incurred by the customer in accessing and utilising the Unio Financial Services Limited website including the cost of telephone calls and Internet access shall be at the customers expense.
The pages of this website are for information only and do not constitute financial or other professional advice in any way. We recommend you seek advice from a financial advisor before making any financial or investment decisions.
The information, content, graphics, text, sounds, images, buttons, trademarks, trade names and logos contained on the website are protected by copyright, and other intellectual property laws, under national laws and international treaties. The customer is granted a limited licence solely for the customers own personal, non-commercial use to refer to, bookmark or point to any page within the website, and to download the materials contained on the website to a single personal computer, and to print a single hard copy of the materials contained on the website for the Customers own personal reference, provided however that all copyright, trade mark and other proprietary notices are left intact. It is not permitted to reproduce (in whole or in part), modify, de-compile, disassemble or transmit or use for any commercial purpose whatsoever any information from this website without receiving the prior written consent of Unio Financial Services Limited. Content and information provided by third parties is identified clearly where it appears. Unio Financial Services Limited publishes this content as supplied to it and is not responsible for its accuracy or timeliness. You may take appropriate steps to verify this information before acting upon it.
Please note that there is no guarantee that any e-mail sent will be received by Unio Financial Services Limited, or that its contents will remain private during Internet transmission. If you have any such concerns, you may prefer to telephone or write to Unio Financial Services Limited instead.
Access to and use of this website is at the user's own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection.
ALTERATION OF THESE TERMS AND CONDITIONS
Unio Financial Services Limited may at any time amend, supplement or replace these Terms and Conditions as a result of changes in the company's policies, changes in technologies, to cater for new products, to comply with legal, taxation, or regulatory requirements or other circumstances affecting Unio Financial Services Limited or the services it offers.
Unio Financial Services Limited shall not be held liable for any loss or damage suffered by any person as a result of the customer's breach of any of the aforementioned Terms and Conditions.
While Unio Financial Services Limited uses reasonable efforts to ensure that the information contained on its website is current, accurate and complete at the date of publication, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. Unio Financial Services Limited, therefore, cannot be held liable for any loss or damages arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this website, whether this information is provided directly by Unio Financial Services Limited, a sponsor or other information provider. In addition, no warranty is given as to the freedom of this website from errors, defects, viruses or other malicious programs or macros. Unio Financial Services Limited reserves the right to suspend or withdraw access to the pages of this website without notice at any time and accepts no responsibility for these pages not being available at all times.