Thought Leaders
Our multi-disciplined team are recognised as thought leaders in their respective fields. They have gained considerable experience, both national and international, helping our clients with their employee benefits programmes. We pride ourselves on being innovators, with a deep understanding of all aspects of Defined Benefit, Defined Contribution and Hybrid pension plans.
Combining our expertise with flexible, innovative technology we can support your benefits goals through a comprehensive, integrated delivery model across administration and consulting services.
Member Engagement
We map out a Pension Pathway for each member. Our proprietary Pathways report focuses on likely benefit outcomes for each member. We meet you at key events along your Pension Pathway.
Investment
Research shows that most members fit into two distinctive Investor types, Hands-On or Hands Free. Our collaborative approach to investments enables trustees to develop a range of investment strategies catering for the risk profiles of the Hands-On investor. Hands Free investors can also build a personalised lifestyle strategy based on their own risk profiles and likely benefit outcomes.
Governance
Unio's governance standards ensures a strong commitment to ethical values, good practice in relation to transparency, audit and employs a risk management framework by employing internal control systems through out the organisation.
Thinking about setting up a pension scheme for your company’s employees? If so, you should consider the Unio Master Trust – the smarter way to manage your company pension scheme.
The Unio Master Trust is a multi-employer, defined contribution pension scheme, which provides unique sets of benefits to employees of the participating companies. Enjoy the benefits of a trust-based pension scheme without the costs and complexities of setting up and managing your own scheme. You take care of your business – let Unio take care of your pension scheme!
Lower Cost
The Unio Master Trust offers you all of the flexibility and benefits of a trust-based pension scheme at a lower cost than running your own scheme. Administration and investment costs are paid from members’ funds and all compliance and governance costs are shared across participating employers, lowering the total cost for all.
Good Governance
The Unio Master Trust is an off-the-shelf pension solution designed to make life easier for employers. By delegating fiduciary oversight to independent, professional trustees the Unio Master Trust allows you to offer a DC pension plan with best-in-class governance and member communications. The Irish Association of Pension Funds (IAPF) has approved the Unio Master Trust for the Pensions Quality Standard (PQS) on the basis of its governance and communications standards.
Communication
Employee satisfaction and retention is now a top priority for all employers. A good quality pension scheme helps to make employees feel more valued. The Unio Master Trust offers your employees a comprehensive range of communications supports including a welcome pack with member booklet and investment guide, an industry-leading web portal, telephone and email support and the opportunity for face to face contact with our pensions experts.
Managing risk is critical to a sustainable defined benefit scheme. We take a multi-phased approach to risk management, from the identification of risks through our risk charters to monitoring and implementing risk reducing measures using our Liability Driven Investment models.
Actuarial
Our specialised team provides actuarial services in a clear, concise and accurate manner to both employers and trustees, whilst recognising and managing the risk environment surrounding defined benefit schemes.
Investment
Our integrated approach to investments allows employers and trustees align investment strategies to both the scheme’s funding progression and the business requirements of the sponsoring employer.
Risk Management
Managing risk is critical to a sustainable defined benefit scheme. We take a multi-phased approach to risk management, from the identification of risks through our risk charters to monitoring and implementing risk reducing measures using our Liability Driven Investment models.
Meet Your Team
